May 18, 2012

Childhood Symptoms

Nothing makes a person more of a hypochondriac than having a child – when every sniffle and sore throat is surely a symptom of some heinous disease. There is nothing wrong with being a cautious parent; paying attention to every symptom is important. However, raising a child to be fearful at every turn is not healthy for them or for you.

The way to avoid harming your child with needless constant worry is to educate yourself about which symptoms are common and which require medical attention. Thankfully it is easier today with the Internet to quickly locate information but be sure to seek out websites by trained professionals.

Some parents opt to learn about those symptoms that are indicative of a life-threatening condition such as appendicitis, heat stroke, meningitis, asthma, pneumonia, childhood cancer and diabetes just to name a few. Obviously even this list could get pretty long when you consider all the diseases than can strike children. The key is to not become overwhelmed and fearful. Approach your research clinically so that should a serious symptom present itself you will know not to ignore it.

It can be easy to fall into the trap of thinking a symptom is more serious than it is. You have to remember that most often a sniffle is just a cold. Care must be taken to find a happy medium between attentiveness and paranoia.

All too often parents feel it is their fault if their children become ill when this is hardly ever the case. You cannot keep your child in a plastic bubble; they are going to catch things. On the bright side though, in many cases our immune system is strengthened when it combats an illness. Often, having a particular illness acts as a vaccine keeping us from ever having it again and some illnesses of this nature are even more dangerous if contracted as adults.

Understanding Tax Credits and Your Children

When it comes time to file taxes you should be well aware of the tax credits that relate to your children. There are some considerations that you should keep in mind while filing taxes, but you should consider free tax filing services when you complete your income tax forms.

Children of all ages can produce tax credits that can make a difference. Child care costs qualify for tax credits for younger children, while older children’s education expenses and loans can do the same. Don’t overlook loan interest, which is a deduction for parents of students, thus affecting your taxes.

These types of tax credits should be included when you file your taxes. Consult your tax professional if you are unsure of whether your child is your dependent, as there are a number of aspects to keep in mind, such as the automatic tax cut per dependent. There are also difference procedures or elements to be aware of when you file taxes, if you are divorced.

Regardless of your circumstances tax credits that relate to your children are important to keep in mind. They can produce significant savings when it comes time to file your taxes.

When you file your taxes, you may prefer a free service to make the process go smoothly. There are a number of free services that can help you when you file income taxes – be sure to take advantage of the features and simplicity that these types of programs offer.

The tax credits that relate to your children should not go unnoticed. They certainly can make a big difference in your income taxes and your overall financial situation. Be sure to account for covered expenses, such as childcare and loans as previously mentioned, to see the difference in the outcome. Don’t forget to use a free tax service to make the process easier.

Preparing Your Teen for College

The process of going to college has a lot of different aspects involved.On one hand, you need to be sure that your teen has the right academic skills for the college course work that they will be expected to do, which is something that can be handled with the help of a guidance counselor. Some other things that you are going to need to plan for will be the basics of setting up a small household where they will live. The following is a brief list of the things that your teen will need to have when getting ready to go off to college.

For starters, it is important to decide if your teen be living on campus or off campus. For example, say that you are sending your teen off to Virginia Beach, to attend one of the almost dozen colleges within that area. Will they be living in one of the Virginia Beach apartments that are off campus, or will they be living in campus housing?While many apartments are not that much different from living on campus, one significant difference is that in a dorm setting they will not have their own bathroom and have to share one with a large number of different people. For some people, this isn’t a big deal. But for others, it’s a deal breaker.

No matter where they choose to live, what your teen basically needs for a new life on their own is all of the basic toiletries (soap, shampoo, dental care products, toilet paper), a couple of towels and laundry supplies, as well as a basic set of cookware and utensils. They will also need at least eight days worth of clothing. A reliable computer is very important, as is the necessities for a computer setup (including a scanner, a printer, and a few spare ink cartridges).

Teenage Drivers

There is a reason why automobile insurance for those less than 25 years of age is expensive – crashes are the leading cause of death for teenagers. There are eight deaths and about 1,000 injuries every day.  Teens are four times as likely to have a crash. These facts are enough to make any parent cringe when their teen asks to get their drivers license.

As a parent you would not put a knife in the hands of a toddler and expect them to learn how to cut a carrot on their own, so why do practically the same thing with an automobile? Take the time to talk to your teen about safe driving. Set rules of behavior and explain all the dangers.

One of the most preventable risks is the increased risk of accident due to having teenage passengers. Each added teen increases the risk. Having passengers creates a distraction and an inexperienced driver will often try to “show off” for their friends. Crash risk is particularly high in the first year behind the wheel so during this time it is especially risky to have passengers. Do not allow your teen to have passengers until you are convinced that they can handle it.

Discuss the dangers of alcohol – let your teenager know that you should always be called if even one drink has been consumed so that you can drive them. You may be upset that your teenager is drinking, but it is far worse if they drive when they have been drinking. They not only risk their own life but that of everyone else on the road. Impress upon them that not only is your driving impaired but the ability to determine if you should drive.

Have your teenager taught driving through a graduated drivers licensing program and talk to them openly about your expectations and rules.

Teaching the Value of a Dollar to Children

It is vitally important that, as a parent, you understand the value of a dollar. The reason is that this life lesson is one that you are going to need to teach your child or children in the future. Being able to manage all forms of money and being able to spend money in a wise manner are skills that everyone must have. Unfortunately, it is a skill that does not typically come naturally to most people, and so it is something that you are going to want to teach your kids early and reinforce over time.

It is important that you develop a plan for teaching your child or children the value of a dollar so that they can develop money management skills well before they move out of the house. You are going to want to teach your child about getting and keeping a job, receiving paychecks, balancing a checkbook, paying bills, using a prepaid credit card, and a wide variety of other skills that involve receiving, utilizing, spending and managing money. When you start your children off early with a solid understanding of how jobs and money work, they will be able to develop a good understanding of how to prevent many of the mistakes that young adults make when they are first put in charge of their own finances.

You should not prevent your children from making some mistakes along the way. Mistakes create learning experiences, and so you will be able to teach them a lot about the process along the way. Let them make their mistakes early, so they have time to rectify them and learn from them before they are adults. A little bit of teaching and practicing early on in life can really have an impact on how efficiently and effectively your son or daughter handles money.

Childhood Obesity

The past three decades have seen an alarming increase in the number of children and adolescents that are obese. The numbers have more than tripled in just thirty years. Blame has been placed on everything from fast food to video games, but regardless of which reasons you wish to believe, there are strategies that parents can use to protect their children.

First of all, get proactive when it comes to your child’s school. Your child spends a great deal of their day there and the programs in place, or lack of them, directly affect your child. Do they have a nutrition policy that makes sense, or do they count French fries as a vegetable? Do they have physical activities built into their curriculum? How about health education? If you find anything lacking, work with other parents to effect change and do what you have to for your child to make up for the shortcomings in the meantime. Send them with a lunch, get them involved in community sports or teach your child what they need to know if they are not getting it from their school.

Second of all, learn more about nutrition and exercise. Learn how to read and interpret food labels. Learn how exercise fits into the equation. You can give your child choices that will guide them in the right direction. For example, after school let them choose either 2 apples or ½ of a candy bar (both roughly 110 calories). They may first choose the candy bar, but will soon realize that the two apples are far more filling. Go a step farther and use exercise to burn off extra calories – your child can choose the apples and play video games, or candy and take a two mile walk.

You are giving your child choices which will let them avoid obesity today and for their lifetime.

Talk to Your Teens Early

It seems like everyone knows going to college is essential for earning a good living. So, how soon should you talk to kids about getting a degree? As soon as they can understand what you are talking about. Well, at least talk to them about gaining good habits so they can do well in school and be competitive for college. Habits, especially study habits, are easier if formed correctly in the first place instead of trying to change them later.

There are sites online where you can find step by step guides for talking with your kids about these subjects. So, when your children are needing to study or do homework, guide them into doing so in a manner that will serve them well in junior high and more importantly, high school.

Teens are asked in junior high about what they want to do for an occupation. They are often involved in job shadowing to help introduce them to the work force. This helps them see a little of what is out there and how they can prepare for college and a career in a certain path.

Often, teens are being asked and should have thought about what schools they want to attend when they graduate from high school. As they become aware of schools offering courses in their fields of interest, they are prepared to weigh the advantages and disadvantages of different schools that are available. With the convenience of the Internet you can find sites that do just that — compare colleges. Now you can even earn entire Bachelor’s degrees online. Sites like elearners.com help you learn about online universities, as well.

If your teens know earlier than later what they want to do, this can be helpful when looking for scholarships. Some students make looking for and earning scholarships a hobby. One girl started when she was a sophomore and had over $200.000.00 in scholarships when she graduated!

The Discipline Method of Spanking

Ask anyone if a parent should use spanking as a form of disciple and they may or may not have an opinion. Now ask the parent of a willful, limit-testing two-year old and you just may get a resounding “yes!” That is not to say that every parent of a two-year old believes in spanking. We are constantly hearing from professionals that claim that spanking is a terrible way to discipline a child and should never be used. However, it would seem plausible that this form of discipline does have some merit if used correctly.

One case in point for spanking is that it is an acceptable means of discipline among the Amish, who as we know have very well-behaved children that grow into responsible adults. If spanking were to promote violence as some professionals state, it would be unlikely that any Amish child would stay within the Amish faith and lifestyle upon maturity. They firmly believe that leaving a child without disciple is child abuse. Discipline is used to instill obedience in their children. Spankings are not done when in anger or to cause physical injury. They support their belief from the bible, Proverbs 13:24 “He that spareth his rod hateth his son; but he that loveth him chasteneth him betimes.”

Another argument for spanking, particularly for younger children, is that children are not capable of the levels of reasoning necessary for other forms of punishment to be effective. A two-year old that does not understand a time-out as a punishment will not adjust their behavior because of the time-out. They may even grow to equate the time-out location as a “safe” location and thus perpetuate the unwanted behavior in order to be placed there.

Spanking is not a one-size-fits-all discipline – it must be done correctly to be effective as doing it wrong is very likely harmful to a child.